(A) to open RMB accounts 
The company, after obtaining a business license and official seal to the bank to open an account, open bank settlement accounts. According to the relevant provisions of the People's Bank settlement account management, each company can only open a basic account to withdraw cash and daily settlement payment, and according to business needs, and then open other general account. 
1, open an account need to be prepared 
And a copy of a copy of the business license; 
Copy and photocopy of the organization code certificate; 
Legal representative of the identity card; 
Retained chop-statutory representative, you need to sign the appropriate authorization; 
Seal, financial seal and set aside chapter names; 
ID card copy (usually ICBC needs); 
A copy of the company's tax registration certificate (including tax and land tax) copies (usually investment banks need); 
Lease agreement (general basic household Bank needs); 
Other supporting documents required. 
2, for check purchase procedures 
Attn photos; 
Attn identity card (usually ICBC needs); 
Set to open an account password (usually ICBC needed). 
3, purchase collar checks 
Cheque purchase from this (to Attn photos, identity card) 
Opening permit (ICBC) 
Reserve bank seal, then fill in the fee and fee for the list (starting with the bank to retrieve, fill seal can buy with a channel bank, a transfer check 30 yuan, 20 yuan in cash a check directly from banks designated to pay) 
4, check the fill 
A) date of writing, characters must be uppercase year, month, day is a bit, add a zero to the front, or on the 10th October, to write "one hundred"; 
2) number of capital: One, Two, three, wantonly, Wu Lu, seven, eight, nine, pick up, Bai, thousand, ten thousand, one hundred million; 
3) The full name of the payee at a certain fill; 
4) You can define the maximum amount of the check. 
5, handle telephone inquiries 
Agreement signed telephone inquiries; 
Set the query password. 
(B) for "Foreign Exchange Registration Certificate" and foreign currency accounts and foreign currency settlement capital account opening 
1, for foreign exchange registration certificate needed information: 
A) a written application (including the basic situation of enterprises, to be content, such as bank name and official seal); 
2) copy of business license (overseas unincorporated enterprises unincorporated business license); 
3) foreign trade departments approved the establishment of enterprises approved documents; 
4) economic and trade department approval certificate issued; 
5) joint venture companies approved the commencement of the contract and articles of association (owned enterprises only need to provide the articles of association); 
6) business organization code certificate; 
7) corporate seal; 
8) In addition to the material, as the case may require other supplementary material. 
(Subject to section 1.7 above material items, the need to bring the original and a copy, a copy should seal of the enterprise, to confirm consistent with the original content, posterior to return the original, but retained a copy.) 
2, for information on capital account need: 
A) a written application (including the basic situation of enterprises, account reason, the proposed bank and other content and official seal); 
2) corporate seal; 
3) Foreign Exchange Registration Certificate; 
4) In addition to the material, as the case may require other supplementary material. 
(Items 1 and 2 above materials in addition, the need to bring the original and a copy, a copy should seal of the enterprise, to confirm the contents of the original agreement, the return of the original inspection after the Department of Management, at the same time retained a copy.) 
For completion and issue a "State Administration of Foreign exchange business capital project approval documents" in triplicate, and a bank account within 7 days of matters. 
3, for foreign currency clearing account must provide the following materials: 
A) Account Application (including basic situation of enterprises, foreign exchange revenue and expenditure range, bank, account currency, account limits and so on and official seal); 
2) corporate seal; 
3) Foreign Exchange Registration Certificate; 
4) proof of current foreign exchange earnings; 
5) In addition to the material, as the case may require other supplementary material. 
(Items 1 and 2 above materials in addition, the need to bring the original and a copy, a copy should seal of the enterprise, to confirm consistent with the original content, after the return of the original management department inspection, but retained a copy.) Foreign currency accounts 
4, the settlement of foreign currency capital account data need to be prepared 
Foreign Exchange Registration Certificate; 
Business license; 
Business contracts; 
Capital settlement, SAFE has authorized the bank directly for, no longer need special approval, usually within two working days to complete. 
5, foreign exchange special account of foreign debt 
Foreign Exchange Registration Certificate; 
Business license; 
Business contracts; 
SAFE settlement approval documents; 
Obtain SAFE approval documents require approval of the settlement, usually takes two business days. 
Second, the external debt of the borrowing process 
1. Paid-up capital in accordance with the contract and articles of association (this requirement is not particularly stringent, unilateral paid, unpaid party as long as no more than pay period, you can apply external borrowing) 
2. Signed a contract to borrow foreign debt, the basic terms of the contract should include 
2.1 both lenders and borrowers name, legal registered address; 
2.2 loan amount and term (should have clear deadlines); debtor to borrow long-term loans of more than one year, the cumulative contract amount which shall not exceed the long-term loans approved by national authorities difference between the total investment and registered capital; 
2.3 Interest Rate (no higher than the same period in the international market borrowing rates of similar level) costs; 
2.4 Loan purposes (such as for the revolving loan, shall be clearly marked "recycling" words); 
2.5 Withdrawal Terms: need to clear the first withdrawal date; 
2.6 Repayment terms: interest settlement date; principal repayment plans; other terms (such as: early repayment clause); final repayment date; 
2.7 Other terms: 15 days after signing the loan contract to a foreign exchange bureau required registration for external debt; require approval when servicing the foreign exchange bureau; 
2.8 representations, warranties, and applicable law. 
3. Check borrow foreign debt registration 
3.1 registration for external debt, the need to provide the following materials: 
3.1.1 Registration of foreign debt (debtor write your own and official seal, which shall include basic information such as the debtor's total investment, registered capital, past borrowing and repayment of external debt, long-term debt has been accumulated amount borrowed happen, this is mainly the case of debt, such as the amount, currency, duration, interest rate, purpose, etc.); 
3.1.2 The original loan contract, a copy (such as contract language is a foreign language, should provide the main provisions of the Chinese translation and stamped with the official seal of the debtor), 
3.1.3 Investment contracts and articles of association and a copy of the original; 
3.1.4 The original registered capital verification report issued by the company's accounting firm for the investment contract or articles of association in full, a copy; 
3.1.5 Foreign Exchange Registration Certificate; 
3.1.6 the completed "Application Form for foreign exchange business capital", "external debt contracted Fact Sheet" (must be stamped with the company seal); 
3.1.7 In addition to the basic material outside, as the case requires supplemental other materials. 
3.2 Unless otherwise specified above material should provide the original and a copy, a copy must be stamped with the official seal, unanimously confirmed with the original content 
4. Debt to the bank to open accounts 
Loan funds must be approved by the foreign exchange bureau directly into the opening of the external debt accounts shall not import other accounts; 
5. Debtor's account and withdrawals should be timely feedback situation 
5.1 debtor shall be held within 5 days after the account has been specified Bank account the nature and business accounts and official seal stamped "capital project approval documents of foreign exchange business" (corporate retained Alliance) and external debt contracted form of foreign exchange management department to handle the account open feedback procedures. 
5.2 debtor shall be held within 5 days after the withdrawal stamped with the official seal of withdrawals accounted banking credentials to the Foreign Exchange Management Department to handle changes in foreign debt registration feedback.